Ally Bank Checking Bonus Has Ended: View Next Steps

Your eligible personal deposit account must be active and enabled for ACH transactions and Online Banking transfers. 8TD Complete Checking monthly maintenance fee waived if the Primary account holder is 17 through 23 years of age. 7Customers with a TD Complete Checking account are eligible for a monthly maintenance fee waiver on one personal savings account that you choose to link to your TD Complete Checking account. Person-to-Person and bank transfers between your TD Bank accounts or accounts you have at other financial institutions or brokerages are not considered a direct deposit.

• Ruth Sarreal is an editor and content strategist covering consumer banking topics at NerdWallet.
• Once you have met all requirements, we will deposit the bonus into your new account within 30 calendar days.
• For providers without one or more types of accounts, the overall rating is modified to include only applicable categories.
• Tony began his NerdWallet career as a writer and worked his way up to editor and then to head of content on the banking team.
• New checking customers can earn up to $500 by opening a new eligible checking account, then setting up and receiving qualifying direct deposits into the new account within 90 days of account opening.
• Other deposits or credits to your account, such as deposits of funds from person-to-person payments services (e.g., Zelle®), check or mobile deposits, and other online transfers are not eligible for TD Early Pay.
• Set up qualifying direct deposits of at least $1,000 a month for two consecutive months.

It’s important to understand the full details before signing up for a new account to earn a bank bonus. The Fed also lowered the rate three times in late 2024 after increasing the rate four times in 2023 and seven times in 2022. The rate was lowered three times in 2025; the most recent change was made in December. ON THIS PAGEMore information about bank bonuses, checking account bonuses, and savings account bonuses Bonus$50 or $400 Earn $50 or $400 with eligible direct deposit. Check out the details on these offers to determine the best fit.
Chase isn’t responsible for (and doesn’t provide) any products, services or content at this third-party site or app, except for products and services that explicitly carry the Chase name. Chase Total Checking® has a $15 monthly service fee, you can avoid the fee with direct deposits totaling $500 or more, or a minimum average daily balance each statement period. Chase checking accounts also include FDIC insurance up to the maximum amount allowed by law. Other deposits or credits to your account, such as deposits of funds from person-to-person payments services (e.g., Zelle®), check or mobile deposits, and betmica other online transfers are not eligible for TD Early Pay. 12For certain eligible direct deposits, we may make funds available for your use up to two business days before we receive the funds from your payor with our service, TD Early Pay. 11TD Bank Mobile Deposit is available to Customers with an active checking, savings or money market account and using a supported, internet-enabled iOS or Android device with a camera.

• Each provider is evaluated across five weighted categories and 30 subcategories, including checking and savings accounts, certificates of deposit, customer experience, and overdraft services.
• Read the promotion details above to understand all the rules and requirements to earn the checking account bonus, including a super steep minimum transfer amount that may not be worthwhile.
• ON THIS PAGEMore information about bank bonuses, checking account bonuses, and savings account bonuses
• (When the primary account owner reaches the age of 25, age can no longer be used to avoid the monthly service fee.)
• You must open a new, eligible checking account and make $1,000 or more in qualifying direct deposits within the first 90 days of offer enrollment.
• $5,000 or more in qualifying deposit balances, investment balances, or both.
• The rate was lowered three times in 2025; the most recent change was made in December.

To qualify for the personal savings offer, you must not already have a personal savings or money market account with Banner Bank. To qualify for the personal checking offer, you must not already have a personal checking account with Banner Bank. Earn interest, enjoy relationship pricing, get unlimited reimbursements on any ATM in the U.S and options to waive the monthly service charge.

Easily move money with instant transfers to and from E*TRADE brokerage accounts

The $250 bonus is deposited within 30 days after all requirements are met. There are no monthly fees or minimum deposit requirements for the account, and it earns a small amount of interest (0.10%) which beats the 0% you get from most other checking accounts. You can earn a $400 cash bonus by having at least $4,000 in qualifying direct deposits within the first 90 days. BMO Bank is currently offering a new account bonus on its Smart Advantage and Smart Money checking accounts. Once you’ve met the requirements, your bonus will be deposited within 90 days. New checking customers can earn up to $500 by opening a new eligible checking account, then setting up and receiving qualifying direct deposits into the new account within 90 days of account opening.

Open a new personal checking and savings account, earn up to $1,000.

Keep reading to find out answers to commonly asked questions about checking account bonuses and other bank promotions. That’s because we curate a list that’s limited to what our experts think are the very best options for our readers. Check out NerdWallet’s picks for the best savings accounts The number of checking and/or savings accounts you should have will depend on a few factors. That includes what fees might be incurred and how long you might have to wait for the bonus to be paid.

There is no minimum Eligible Direct Deposit amount required to qualify for the 3.30% APY for savings (including Vaults). SoFi members with Eligible Direct Deposit can earn 3.30% annual percentage yield (APY) on savings balances (including Vaults) and 0.50% APY on checking balances. SoFi Checking and Savings is offered through SoFi Bank, N.A., Member FDIC. Earn $50 or $400 when you sign up and set up eligible direct deposit after opening a new SoFi online bank account. Once these requirements are met, you’ll receive your bonus within 14 days.
You can always call your bank or read your account’s terms and conditions to learn more about your bonus and when you can expect a payout. Read your account’s terms and conditions to learn more about how closing your account will impact your bonus and when you may be able to do so without being penalized. Your account must remain open in order for you to receive the reward, which will be credited to the eligible account within 60 to 90 days after all conditions have been met. Rewards are paid after each Eligibility Period ends, provided all requirements for that Eligibility Period were met.
You may also need to meet additional conditions, such as maintaining a minimum balance or setting up direct deposit. Once you’ve met the requirements to earn a new bank account offer, you’ll receive your bonus in your account within a few days, in many cases. Once these qualifications are met, your bonus will be deposited into your new checking account within 30 days. Members without Eligible Direct Deposit will earn 1.00% APY on savings balances (including Vaults) and 0.50% APY on checking balances.
Note that bonus details are accurate as of the publication date. Find out which banks are currently offering the best new account promotions and bonuses, and learn how to qualify. Premium Savings Account offered by Morgan Stanley Private Bank, National Association, Member FDIC. (When the primary account owner reaches the age of 25, age can no longer be used to avoid the monthly service fee.) $5,000 or more in qualifying deposit balances, investment balances, or both. You won’t be held responsible for promptly reported unauthorized card transactions, subject to certain conditions.

Free Overdraft Protection Transfers⁵

We’ve rounded up additional excellent checking account bonuses and savings account promotions below. In 2026, checking account bonus offers could land you between $100 and $3,000. Tony began his NerdWallet career as a writer and worked his way up to editor and then to head of content on the banking team. She previously edited content on personal finance topics at GOBankingRates. Ruth Sarreal is an editor and content strategist covering consumer banking topics at NerdWallet. We’re here to help with flexible savings and investing options to keep your cash working while you focus on your business.